Meet Norah Gondeck
When you are in the market for a financing, rely on me and my team of mortgage professionals. We have over 65 years of combined mortgage experience and have closed over $990 million in mortgage loans.
My business is built upon a simple principle: do excellent work with integrity and one will forge a lifetime relationship. Whether you are a first time homebuyer, a person seeking to refinance or purchasing your second or third home, I will draw on my experience, wisdom and the significant resources of Bell Mortgage to identify the most advantageous mortgage solution for you.
As a member of Bell Mortgage’s President’s Club since 1996, I have been recognized for my customer service which has resulted in many lasting personal and professional relationships.
I am located in the Colonnade Building. You can park in the attached ramp for free to the left of the building. You enter the lobby on level B of the ramp elevators. You cross the lobby and enter the Office Building through the revolving door and take the elevator to the 3rd floor. The receptionist is just inside the double glass doors when you get off the elevator.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
I was a first-time home buyer and was very nervous and skeptical about the whole situation. Working with Norah was absolutely amazing I've never had someone work for me the way Norah did! This was one of the easiest and most comfortable processes as I've been through especially considering it is the biggest investment of my life. I would continue to use Norah in the future and would recommend her to any family friends or anyone who is looking to make a purchase.
It’s no surprise Norah has been doing this for over 30 years. She’s great and I cannot recommend her highly enough. She was knowledgeable and responsive, and was well ahead of the game at each step throughout the process. We felt very well prepared and knew days before closing that everything was in order.
We worked with Norah years ago and searched her out to use her again for our refinancing. She is professional, attentive, personable, and makes sure we accomplished everything we set out to do. We wouldn’t work with anyone else!
Norah is simply the best! She made what I thought would be a difficult transaction a complete breeze. The process was relatively simple and convenient. My home buying experience was actually a pleasure, not a pain. Norah was always available and thorough. If you want someone who will work with your best interest at heart look no further.
Norah was incredibly helpful in walking us through the loan process, from preapproval through closing. She patiently explained what we needed to know and worked with us to make sure our loan fit the home we wanted to buy.
Norah was very welcoming and would take the time to explain anything that I needed explain in detail. She responded quickly when I emailed her and she was very flexible when it came to meeting. This was my first time buying a home and I will be using her the next time I move, no doubt.
I would recommend Norah Gondeck to everyone because she is very friendly, knowledgeable, helpful and patient. She is a very organized person and was patient with me when she explained about how the mortgage processing work went step by step. She is a very professional mortgage consultant. I thank her for her help and support!
Norah was one of the best mortgage professionals I have dealt with in my somewhat limited experience with them. She was professional, VERY helpful and helped us get through a process that in the past has been rather tedious and frustrating in as smooth a manner as possible!
John and Lisa
I was introduced to Norah by my realtor for the purchase of my first house. It is by far the best decision I made in the buying process. She is very reliable and dedicated to the best service given to the client. Sometimes I felt badly because she had to work on the weekend to help with my application to close on time. Let me tell you, contact her; you will be glad you did!
I wanted to send you a note to thank you for your help with our financing for our new home purchase. It went so smoothly, and you were an absolute blessing to work with through the entire process. You helped keep Tara’s stress level very low…. Tara and I will definitely recommend everyone to use Bell Mortgage and you for their home financing.
J.T. and Tara
Thank you so very much for all your help to make this possible. I was so impressed by your professionalism. Thanks to your assistant, Teri too who facilitated the process, very first class!
I will recommend whomever to certainly use you for their mortgage needs.
We want to thank you for your advice and help with regards to finances. We prepared for the unknown timing of the sale for a year so and organized our finances. Norah my heartfelt thanks for making me believe we could do this.
Thank you so much for all of your help and expertise in buying our new home! We were so pleased to work with you, and were so thankful Therese referred you to us. Thank you for always being so quick to respond to emails – that meant a lot! We are really enjoying our new home! We have already passed on your name and information to some good friends of ours. Take care!
Jay and Eva
We just want to say thank you for your very kind gift! There have been many nights that we have wanted to skip making dinner after a long day plus unpacking, o your gift is very much appreciated! We also wanted to thank you for everything you have done for us. We truly don not know what we would have done without your honest guidance, EXTREMELY hard work and kindness you have shown us. We would recommend both you and Bell Mortgage to anyone without hesitation. Thank you, thank you, THANK YOU!!
Courtney L. and Troy H.
Thank you for all the work you put into processing our loan. We couldn’t have asked for better service!
Liz and Al R.
I want to say it again, thank you so much Norah for everything you did!! The closing went perfect and I just love my new home. We will be working together again as my cabin sells and I buy my cottage in Stone Lake. You’re awesome!
Everything went smoothly at both of our closings so we are officially back to owning one home. Yeah! Thank you again for everything. It was great to work with you. We appreciate all you do to look out for us and to make things go smoothly.
Just a short e-mail to say hello and let you know we appreciate the annual letter and Twins Baseball Schedule magnet! Great idea, we use it, and appreciate it.
Cindy and I and our four girls are very happy campers here in Ham Lake. Hard to believe that we are coming up on 10 years of closing on the house we built. We have the backyard just the way we want it with the pool and pool house put in a few years ago. We are blessed Norah, and want to thank you for the help you gave use 10 years ago with our mortgage
Chuck and Cindy P.
Thank you once again for all the good work you did in helping Luke get his dream home. He’s happy as a little clam, and made his first mortgage payment today!
We love our new home and can’t wait to meet the neighbors once people have reason to step outside their house.
Thank you so much for your diligence in helping us close on our home! We really appreciate the careful work you did!
Also, THANK YOU for the sweet postcards and thoughtful pizza cutter and gift card! We will be enjoying a "slice" very soon.
Megan and Christopher B.
About Super Mortgage Professionals
Norah Gondeck was named to the 2015 list of Super Mortgage Professionals, independently chosen by the homeowners they serve and approved by industry leaders. This list is compiled by Twin Cities Business, Minneapolis-St. Paul magazine and Crescendo Business Services, an Eagan-based market research company. It includes only about 130 mortgage professionals who successfully navigate mortgages.
Mortgage professionals named to the list were graded on customer service, integrity, market knowledge, communication, closing preparation, finding the best rates and overall satisfaction. Each professional went through a rigorous screening process, then was reviewed by a panel of mortgage and real estate industry experts selected to participate in the process based on their experience and knowledge of the industry. This award was created in 2010 and Norah has been named a Super Mortgage Professional each consecutive year.
About Bell Mortgage
Helping our customers find the smart way home for more than 130 years, Bell Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.
We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.
The History of Bell Mortgage
In 2011, Minneapolis-based Bell Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell Mortgage has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.
In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand.
The History of The Business Bank and Prime Mortgage
In early 2013, Bell State Bank & Trust announced its intention to acquire The Business Bank and Prime Mortgage, both based in Minneapolis. Formed in 1999, The Business Bank acquired Prime Mortgage in 2007 to widen its range of products and combine resources to continue to grow.
Prime Mortgage was founded in 1985, growing from a single small office to multiple offices around the Twin Cities and an office in Florida. Prime Mortgage has ranked as one of the largest independent mortgage companies in Minnesota.
Our Commitment to You
Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day. And we work in harmony with local and national lending sources to find you the best possible rate and terms.